COMPLETE OWNERSHIP BUDGET
Costa del Sol Property Guide | 10 November 2026

Blank planning aid. Keep completed records private. Not a contract or professional assessment.

1. Ownership scope: whole home or agreed share
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2. Checked own purchase cash after initial borrowing
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3. Purchase planner source and date
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4. Move-in setup without duplicated expenses
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5. Initial work scope and quotation
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6. Annual non-debt ownership total
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7. Monthly loan payment assumption
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8. Cumulative replacements: five years and ten years
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9. Cumulative contingency: five years and ten years
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10. Alternative selling costs at each horizon
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11. Gross cash before sale proceeds and remaining loan
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12. Exclusions, open questions and review date
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