BUY RENT WAIT ASSUMPTIONS Costa del Sol Property Guide | 10 November 2026 Blank planning aid. Keep completed records private. Not a contract or professional assessment. 1. Whole-year horizon used for all alternatives ________________________________________________ ________________________________________________ 2. Price, transaction costs and initial setup ________________________________________________ ________________________________________________ 3. Initial advance and monthly payment source ________________________________________________ ________________________________________________ 4. Annual owner costs and inclusions ________________________________________________ ________________________________________________ 5. Assumed sale value and ending loan balance ________________________________________________ ________________________________________________ 6. Selling costs excluding ending loan ________________________________________________ ________________________________________________ 7. Rent, non-returnable setup and other annual costs ________________________________________________ ________________________________________________ 8. Housing arrangement and costs while waiting ________________________________________________ ________________________________________________ 9. Refundable deposits and tied-up cash recorded separately ________________________________________________ ________________________________________________ 10. Excluded returns, inflation and income ________________________________________________ ________________________________________________ 11. Input changed, source and date ________________________________________________ ________________________________________________ 12. Result and unresolved professional questions ________________________________________________ ________________________________________________